Tips for managing your greenhouse risks and insurance

Tips for managing your greenhouse risks and insurance

As a business owner, your greenhouse is more than a source of income. It’s a passion that requires your attention and care every day. From tending to your plants to meeting customer demands, your to-do list is never-ending. On top of that, you have to juggle the challenge of managing risks throughout your business. It can seem overwhelming at times — especially when it comes to understanding how to protect your livelihood.

For the purpose of this article, I’ll guide you through the most common risks within the horticulture industry, including several safety tips and insurance considerations to protect your operations. That way you can focus on what matters most — your business.

Workplace Injury Risks

More than 30% of workplace injuries involve employees who’ve been on the job for less than one year, according to data from the U.S. Bureau of Labor Statistics (BLS). This is why providing workplace safety training as part of onboarding is an excellent way to help reduce injury risks among new employees. It’s also why workers’ compensation insurance plays a key role in protecting your business from liabilities in case of an unexpected work-related injury.

Still, prevention should be your number one goal. Your safety plan should include policies that help you:

  • Incorporate daily safety practices into your routine.
  • Conduct pre-shift huddles to review daily tasks and remind workers of safety protocols.
  • Use a checklist to conduct regular safety inspections.
  • Establish a safety committee led by qualified employees.
  • Provide comprehensive training to employees to ensure they can perform their tasks safely.
  • Develop a system for reporting incidents as soon as they happen.

Continue reading.

Image by drobotdean on Freepik



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